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Beneficiary management

Beneficiaries identify the bank account or payment destination used for an outbound payment.

All beneficiary requests require a bearer token and the relevant AccountId header.

Create a beneficiary

Send a POST request to /v1/beneficiaries with a beneficiary request body. See Create beneficiary.

If the account number already exists, the API returns 409 Conflict. Find or update the existing beneficiary instead of creating a duplicate.

Update a beneficiary

Send a PUT request to /v1/beneficiaries/{id}. An update creates a new beneficiary identifier, so replace the previous ID in your system. See Update beneficiary.

Retrieve beneficiaries

Store your own stable external reference so beneficiary records can be reconciled after an update.